Indianapolis, IN FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Indianapolis home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Indianapolis since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Indianapolis consumers can keep their down payment in the bank with the help of the Indianapolis FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Indianapolis FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Indianapolis, IN and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Indianapolis, IN FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Indianapolis Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Indianapolis FHA wholesale and retail mortgage rates call (888)416-0920. A Indianapolis, IN Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Indianapolis can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Indianapolis FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Indianapolis, IN
Get Pre-Qualified Now
FHA Benefits in Indianapolis, IN
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Indianapolis, IN (888)416-0920.
Indianapolis (/ˌɪndiəˈnæpəlɪs/),[10][11] colloquially known as Indy, is the state capital and most-populous city of the U.S. state of Indiana and the seat of Marion County. According to 2019 estimates from the U.S. Census Bureau, the consolidated population of Indianapolis and Marion County was 886,220.[12] The “balance” population, which excludes semi-autonomous municipalities in Marion County, was 876,384.[13] It is the 17th most populous city in the U.S., the third-most populous city in the Midwest, after Chicago, Illinois and Columbus, Ohio, and the fourth-most populous state capital after Phoenix, Arizona, Austin, Texas, and Columbus. The Indianapolis metropolitan area is the 33rd most populous metropolitan statistical area in the U.S., with 2,048,703 residents.[14] Its combined statistical area ranks 28th, with a population of 2,431,361.[15] Indianapolis covers 368 square miles (950 km2), making it the 16th largest city by land area in the U.S.