Homer, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Homer home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Homer since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Homer consumers can keep their down payment in the bank with the help of the Homer FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Homer FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Homer, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Homer, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Homer Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Homer FHA wholesale and retail mortgage rates call (888)416-0920. A Homer, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Homer can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Homer FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Homer, IL
Get Pre-Qualified Now
FHA Benefits in Homer, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Homer, IL (888)416-0920.
Homer (/ˈhoʊmər/; Ancient Greek: Ὅμηρος Greek pronunciation: [hómɛːros], Hómēros) is the legendary author of the Iliad and the Odyssey, two epic poems that are the central works of ancient Greek literature. The Iliad is set during the Trojan War, the ten-year siege of the city of Troy by a coalition of Greek kingdoms. It focuses on a quarrel between King Agamemnon and the warrior Achilles lasting a few weeks during the last year of the war. The Odyssey focuses on the journey home of Odysseus, king of Ithaca, around 20 years after the fall of Troy. Many accounts of Homer’s life circulated in classical antiquity, the most widespread being that he was a blind bard from Ionia, a region of central coastal Anatolia in present-day Turkey. Modern scholars consider these accounts legendary.[2][3][4]