Hastings, IA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Hastings home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Hastings since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Hastings consumers can keep their down payment in the bank with the help of the Hastings  FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Hastings FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Hastings, IA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Hastings, IA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Hastings Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Hastings FHA wholesale and retail mortgage rates call (888)416-0920.  A Hastings, IA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Hastings can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Hastings FHA Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Hastings, IA
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    FHA Benefits in Hastings, IA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Hastings, IA (888)416-0920.

    Hastings /ˈheɪstɪŋz/ is a seaside town and borough in East Sussex on the south coast of England,
    24 mi (39 km) east to the county town of Lewes and 53 mi (85 km) south east of London. The town gives its name to the Battle of Hastings, which took place 8 mi (13 km) to the north-west at Senlac Hill in 1066. It later became one of the medieval Cinque Ports. In the 19th century, it was a popular seaside resort, as the railway allowed tourists and visitors to reach the town. Today, Hastings is a fishing port with the UK’s largest beach-based fishing fleet. It has an estimated population of 92,855 as of 2018.[3][4]

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