Harrisburg, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Harrisburg home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Harrisburg since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Harrisburg consumers can keep their down payment in the bank with the help of the Harrisburg FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Harrisburg FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Harrisburg, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Harrisburg, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Harrisburg Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Harrisburg FHA wholesale and retail mortgage rates call (888)416-0920. A Harrisburg, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Harrisburg can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Harrisburg FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Harrisburg, IL
Get Pre-Qualified Now
FHA Benefits in Harrisburg, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Harrisburg, IL (888)416-0920.
Harrisburg (/ˈhærɪsbɜːrɡ/ HARR-iss-burg; Pennsylvania German: Harrisbarrig)[citation needed] is the capital city of the Commonwealth of Pennsylvania in the United States, and the county seat of Dauphin County. With a population of 49,192, it is the 15th largest city in the Commonwealth. It lies on the east bank of the Susquehanna River, 107 miles (172 km) west of Philadelphia. Harrisburg is the anchor of the Susquehanna Valley metropolitan area, which had a 2017 estimated population of 571,903,[8] making it the fourth most populous in Pennsylvania and 96th most populous in the United States.
Harrisburg played a notable role in American history during the Westward Migration, the American Civil War, and the Industrial Revolution. During part of the 19th century, the building of the Pennsylvania Canal and later the Pennsylvania Railroad allowed Harrisburg to become one of the most industrialized cities in the Northeastern United States. The U.S. Navy ship USS Harrisburg, which served from 1918 to 1919 at the end of World War I, was named in honor of the city. In the mid-to-late 20th century, the city’s economic fortunes fluctuated with its major industries consisting of government, heavy manufacturing, agriculture, and food services (nearby Hershey is home of the chocolate maker, located just 10 miles (16 km) east).