Gun Barrel City, TX FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Gun Barrel City, TX home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Gun Barrel City since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Gun Barrel City consumers can keep their down payment in the bank with the help of the Gun Barrel City, TX FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Gun Barrel City FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Gun Barrel City, TX and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Gun Barrel City, TX FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Gun Barrel City, TX Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Gun Barrel City FHA wholesale and retail mortgage rates call (888)416-0920.  A Gun Barrel City, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Gun Barrel City, TX can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Gun Barrel City FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Gun Barrel City, TX
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    FHA Benefits in Gun Barrel City, TX

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Gun Barrel City, TX (888)416-0920.

    Gun Barrel City is a town in Henderson County, Texas, United States. Its population was 6,190 at the 2020 census,[4] up from 5,672 at the 2010 census.

    The town began as an unincorporated community known as the “Old Bethel Community” in the 1960s after completion of Cedar Creek Reservoir. It was incorporated in the late 1960s so it could legally sell beer and wine. The town takes its name from a former road, Gun Barrel Lane (which is now State Highway 198), as has as its motto, “We Shoot Straight with You”, and its symbol—a rifle with two crossed antique pistols after having to remove Yosemite Sam as its unofficial mascot on its signs along the road at the town limits. Gun Barrel Lane is rumored to have gotten its name during the 1920s and 1930s when Jesse Daniels frequented the area. It was considered a safe backwoods place during Prohibition when the likes of Clyde Barrow and Bonnie Parker hung out in the area. The road got its name for simply being “straight as a gun barrel” for 2 mi between US Hwy 175 and Texas Hwy 334 to the south. A local resident, Mr. C. L. Wait, lived along the road and was known for sitting at the window of his house with a shotgun sticking out the window. It was his way of deterring those he deemed unwelcome on this back-country road.

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