Guerneville, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Guerneville, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Guerneville since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Guerneville consumers can keep their down payment in the bank with the help of the Guerneville, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Guerneville FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Guerneville, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Guerneville, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Guerneville, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Guerneville FHA wholesale and retail mortgage rates call (888)416-0920. A Guerneville, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Guerneville, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Guerneville FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Guerneville, CA
Get Pre-Qualified Now
FHA Benefits in Guerneville, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Guerneville, CA (888)416-0920.
Guerneville (/ˈɡɜːrnvɪl/ GURN-vil, incorrectly /ˈɡɜːrnivɪl/) is an unincorporated community and census-designated place in the Russian River Valley of Sonoma County, California, United States. The town is historically known for the logging community, formed in the late 1800s. Guerneville is also known for its natural environment, liberal atmosphere, and proximity to wine-tasting and redwood forests. It was founded by the Guerne family in the 1850s.
Guerneville is built adjacent to the Russian River. Redwoods grew in the riverbed with such vigor that just a few centuries ago, the valley had the greatest biomass density on the planet, according to local lore.[citation needed] The local Pomo Indians used the area as a summer camp and called it “Ceola” (/ˈsiːoʊleɪ/ or cee-oh-lay) which meant “shady place.” Except for a large stand of ancient trees preserved in the Fife Creek watershed, now the centerpiece of Armstrong Woods Park, many of the trees were logged in the late 19th century and the early 20th century, giving rise to the first English name for the place – “Stumptown.” Logging in the area boomed after vast amounts of lumber were needed for rebuilding after the 1906 earthquake. The annual town parade still commemorates the old place name by calling itself “Stumptown Days.” The present name Guerneville was introduced to honor Swiss immigrant George Guerne, a local businessman of the 19th century who owned the town’s sawmill.[3] By 1870, there was a U.S. Post Office in Guerneville; it was listed by the name “Guerneville”.[4] Although locals may be found selling T-shirts that say “Don’t call it Guerneyville” (alluding to the “GURN-vil” pronunciation),[5] many have called the town “Guerneyville”[6] in spelling and pronunciation since the 1800s.[7] The extensive redwood forests on the surrounding mountains are less than 200 years old, having been replacement plantings for much of the logging done in the 19th century.