
Grayville, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Grayville home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Grayville since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Grayville consumers can keep their down payment in the bank with the help of the Grayville FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Grayville FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Grayville, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Grayville, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Grayville Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Grayville FHA wholesale and retail mortgage rates call (888)416-0920. A Grayville, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Grayville can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Grayville FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Grayville, IL

Get Pre-Qualified Now
FHA Benefits in Grayville, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Grayville, IL (888)416-0920.
Grayville is a city in Edwards and White counties in the U.S. state of Illinois. As of the 2010 Census, the city’s population was 1,666, reflecting a decrease of 59 (-3.4%) from the 1,725 in 2000. Grayville is the birthplace of naval hero James Meredith Helm.
Grayville was founded in about 1810 by the head of the Gray family, James Gray.[3]The city became popular for its oil. Many people came to drill for oil. In the 1950s the population began to drop. Unlike other Illinois oil towns like Crossville, Illinois Grayville is still relevant to its Two Counties