Grand Terrace, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Grand Terrace, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Grand Terrace since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Grand Terrace consumers can keep their down payment in the bank with the help of the Grand Terrace, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Grand Terrace FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Grand Terrace, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Grand Terrace, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Grand Terrace, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Grand Terrace FHA wholesale and retail mortgage rates call (888)416-0920.  A Grand Terrace, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Grand Terrace, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Grand Terrace FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Grand Terrace, CA
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    FHA Benefits in Grand Terrace, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Grand Terrace, CA (888)416-0920.

    Grand Terrace is a city in San Bernardino County, California, United States. The population was 12,040 at the 2010 census, up from 11,626 at the 2000 census. Grand Terrace is located between Highgrove and Colton, along the I-215 and Agua Mansa industrial corridors. The city is located between two mountain ridges: Blue Mountain to the east and the La Loma Hills to the west.

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