Floydada, TX FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Floydada, TX home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Floydada since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Floydada consumers can keep their down payment in the bank with the help of the Floydada, TX FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Floydada FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Floydada, TX and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Floydada, TX FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Floydada, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Floydada FHA wholesale and retail mortgage rates call (888)416-0920. A Floydada, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Floydada, TX can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Floydada FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Floydada, TX
Get Pre-Qualified Now
FHA Benefits in Floydada, TX
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Floydada, TX (888)416-0920.
Floydada (/flɔɪˈdeɪdə/ floy-DAY-də) is a city in and the county seat of Floyd County, Texas, United States.[5] This rural community lies on the high plains of the Llano Estacado in West Texas and is sometimes referred to as the Pumpkin Capital of Texas.[6] The population was 3,038 at the 2010 census,[7] down from 3,676 at the 2000 census.
According to the Texas State Historical Association, the community of Floydada was originally named “Floyd City”.[8] It was established in 1890 on 640 acres (260 ha) of land donated by James B. and Caroline Price of Jefferson City, Missouri. Floydada won the election as county seat over Della Plain. When a post office opened, the name was changed to “Floydada”. The meaning of the name is disputed. Some claim it was meant to be “Floydalia” but was garbled in transmission to the U.S. Postal Service, while others insist it is a combination of the county’s name and that of James Price’s mother, Ada. A third view is that it was formed from Caroline Price’s parents, Floyd and Ada.