
Fidelity, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Fidelity home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Fidelity since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Fidelity consumers can keep their down payment in the bank with the help of the Fidelity FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Fidelity FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Fidelity, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Fidelity, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Fidelity Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Fidelity FHA wholesale and retail mortgage rates call (888)416-0920. A Fidelity, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Fidelity can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Fidelity FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Fidelity, IL

Get Pre-Qualified Now
FHA Benefits in Fidelity, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Fidelity, IL (888)416-0920.
Fidelity is the quality of faithfulness or loyalty. Its original meaning regarded duty in a broader sense than the related concept of fealty. Both derive from the Latin word fidēlis, meaning “faithful or loyal”. In the City of London financial markets it has traditionally been used in the sense encompassed in the motto “My word is my bond”.
In audio, “fidelity” denotes how accurately a copy reproduces its source. For example, a worn gramophone record will have a lower fidelity than one in good condition, and a recording made by a low budget record company in the early 20th century is likely to have significantly less audio fidelity than a good modern recording. In the 1950s, the terms “high fidelity” or “hi-fi” were popularized for equipment and recordings which exhibited more accurate sound reproduction. Similarly in electronics, fidelity refers to the correspondence of the output signal to the input signal, rather than sound quality, as in the popular internet connection technology “Wi-Fi”.