Escalon, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Escalon, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Escalon since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Escalon consumers can keep their down payment in the bank with the help of the Escalon, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Escalon FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Escalon, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Escalon, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Escalon, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Escalon FHA wholesale and retail mortgage rates call (888)416-0920. A Escalon, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Escalon, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Escalon FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Escalon, CA
Get Pre-Qualified Now
FHA Benefits in Escalon, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Escalon, CA (888)416-0920.
Escalon (Spanish: Escalón,[5] meaning “Step”)[6] is a city in San Joaquin County, California, United States. The population was 7,132 at the 2010 census, up from 5,963 at the 2000 census. Escalon is a Spanish word meaning “stepping stones.” The name comes from founder James Wheeler Jones who came upon the name in a book in the Stockton Free Library and liked the name so much he gave the name to the town.[7]
Before the advent of the railroad, the traveler in riding over the French Camp road to the Stanislaus River would notice far out on the plains a large two-story brick house. It was surrounded by trees and shrubs, barns, granaries, and was the only house for miles around. It was the home of “Johnny” Jones, who crossed the plains in 1852 and pitched his tent where Escalon now stands, the country at that time being Government land covered with sage brush. He acquired the amount of land allotted to actual settlers and started to farm it, planting the first grain ever grown in the Escalon country, seeding it broadcast and dragging it in with brush. The yield was heavy and sold for five cents a pound. He began raising cattle for market and purchasing more land until he possessed a small kingdom, 8,000 acres, a tract of land over three miles square. It was no unusual sight to see from six to twelve-horse teams plowing over the field where Escalon now stands. In 1867 he built the brick house for his family residence at a cost of $12,000. The bricks used for it were made by his brother Richard, from a field east of Sexton station, on the Tidewater Railroad. In those days all freight carried from Stockton to the mines above Sonora went via the French Camp road, and many of the teamsters boarded and lodged at his farm. The plains were the homes of many antelope, which he often served on his table.[8]