El Dorado Hills, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for El Dorado Hills, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like El Dorado Hills since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better El Dorado Hills consumers can keep their down payment in the bank with the help of the El Dorado Hills, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
El Dorado Hills FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near El Dorado Hills, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to El Dorado Hills, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, El Dorado Hills, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between El Dorado Hills FHA wholesale and retail mortgage rates call (888)416-0920. A El Dorado Hills, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in El Dorado Hills, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The El Dorado Hills FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in El Dorado Hills, CA
Get Pre-Qualified Now
FHA Benefits in El Dorado Hills, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near El Dorado Hills, CA (888)416-0920.
El Dorado Hills (El Dorado, Spanish for “The Golden”) is an unincorporated town and census-designated place in El Dorado County, California. Located in the Greater Sacramento region of Northern California, it had a population was 50,547 at the 2020 census, up from 42,108 at the 2010 census.[3] El Dorado Hills is primarily an affluent suburb of Sacramento.
During the California Gold Rush, gold was washed down the South Fork of the American River, into areas now in El Dorado Hills and Folsom, but farming and ranching supplanted mining or panning for gold. Portions of two Pony Express routes in this area from 1860 to 1861 remain as modern El Dorado Hills roads.[4]