East Palo Alto, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for East Palo Alto, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like East Palo Alto since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better East Palo Alto consumers can keep their down payment in the bank with the help of the East Palo Alto, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
East Palo Alto FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near East Palo Alto, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to East Palo Alto, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, East Palo Alto, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between East Palo Alto FHA wholesale and retail mortgage rates call (888)416-0920. A East Palo Alto, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in East Palo Alto, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The East Palo Alto FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in East Palo Alto, CA
Get Pre-Qualified Now
FHA Benefits in East Palo Alto, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near East Palo Alto, CA (888)416-0920.
East Palo Alto (abbreviated E.P.A.) is a city in San Mateo County, California, United States. As of the 2020 census, the population of East Palo Alto was 30,034. It is situated on the San Francisco Peninsula, roughly halfway between the cities of San Francisco and San Jose. To the north and east is the San Francisco Bay, to the west is the city of Menlo Park, and to the south the city of Palo Alto. Despite being called “East” Palo Alto, the city is directly north of Palo Alto. While often incorrectly assumed to be part of the city of Palo Alto,[3][4] East Palo Alto has always been a separate entity since its founding as an unincorporated community and its incorporation in July 1983. It is also in San Mateo County, while Palo Alto is in Santa Clara County. The two cities are separated only by San Francisquito Creek and, largely, the Bayshore Freeway (the vast majority of East Palo Alto is northeast of the freeway, while all of the residential part of Palo Alto is southwest of the freeway). The revitalization projects in 2000, and high income high-tech professionals moving into new developments, including employees from Google and Facebook, have begun to eliminate the cultural and economic differences between the two cities.[5] East Palo Alto and Palo Alto share both telephone area codes and postal ZIP codes.
In 1990, 43% of East Palo Alto’s residents were African Americans,[6] which was the result of redlining practices and racial deed restrictions in Palo Alto.[7] Latinos now constitute about 65% of the total population, while the proportion of African Americans has decreased to about 15%. A small minority of Pacific Islanders also reside in East Palo Alto, most of Tongan, Samoan and Fijian origin. East Palo Alto has the largest concentration of Pacific Islanders of any American city or town outside Hawaii.[citation needed].