
Dows, IA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Dows home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Dows since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Dows consumers can keep their down payment in the bank with the help of the Dows FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Dows FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Dows, IA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Dows, IA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Dows Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Dows FHA wholesale and retail mortgage rates call (888)416-0920. A Dows, IA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Dows can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Dows FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Dows, IA

Get Pre-Qualified Now
FHA Benefits in Dows, IA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Dows, IA (888)416-0920.
Dows is a city in Franklin and Wright counties of the U.S. state of Iowa. The population was 521 at the time of the 2020 census.[2]
Dows got its start in the year 1880, following construction of the railroad through that territory.[3] Dows is named for a railroad contractor.[4]
