Des Moines, IA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Des Moines home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Des Moines since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Des Moines consumers can keep their down payment in the bank with the help of the Des Moines FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Des Moines FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Des Moines, IA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Des Moines, IA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Des Moines Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Des Moines FHA wholesale and retail mortgage rates call (888)416-0920. A Des Moines, IA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Des Moines can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Des Moines FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Des Moines, IA
Get Pre-Qualified Now
FHA Benefits in Des Moines, IA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Des Moines, IA (888)416-0920.
Des Moines (/dɪˈmɔɪn/ (listen)) is the capital and the most populous city in the U.S. state of Iowa. It is also the county seat of Polk County. A small part of the city extends into Warren County. It was incorporated on September 22, 1851, as Fort Des Moines, which was shortened to “Des Moines” in 1857.[6] It is located on, and named after, the Des Moines River, which likely was adapted from the early French name, Rivière des Moines, meaning “River of the Monks”. The city’s population was 214,133 as of the 2020 census.[5] The six-county metropolitan area is ranked 83rd in terms of population in the United States with 699,292 residents according to the 2019 estimate by the United States Census Bureau, and is the largest metropolitan area fully located within the state. A portion of the larger Omaha, Nebraska, metropolitan area extends into three counties of southwest Iowa.[7]