
Crete, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Crete home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Crete since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Crete consumers can keep their down payment in the bank with the help of the Crete FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Crete FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Crete, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Crete, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Crete Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Crete FHA wholesale and retail mortgage rates call (888)416-0920. A Crete, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Crete can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Crete FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Crete, IL

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FHA Benefits in Crete, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Crete, IL (888)416-0920.
Crete (Greek: Κρήτη, Kríti [‘kriti]; Ancient Greek: Κρήτη, Krḗtē) is the largest and most populous of the Greek islands, the 88th largest island in the world and the fifth largest island in the Mediterranean Sea, after Sicily, Sardinia, Cyprus, and Corsica. Crete and a number of surrounding islands and islets constitute the region of Crete (Greek: Περιφέρεια Κρήτης), one of the 13 top-level administrative units of Greece. The capital and the largest city is Heraklion. As of 2011[update], the region had a population of 623,065.