Collegedale, TN FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Collegedale, TN home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Collegedale since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Collegedale consumers can keep their down payment in the bank with the help of the Collegedale, TN FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Collegedale FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Collegedale, TN and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Collegedale, TN FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Collegedale, TN Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Collegedale FHA wholesale and retail mortgage rates call (888)416-0920.  A Collegedale, TN Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Collegedale, TN can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Collegedale FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Collegedale, TN
Get Pre-Qualified Now

    FHA Benefits in Collegedale, TN

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Collegedale, TN (888)416-0920.

    Collegedale is a city in Hamilton County, Tennessee, United States. The population was 11,109 at the 2020 census.[5][6] Collegedale is a suburb of Chattanooga and is part of the Chattanooga, TN–GA Metropolitan Statistical Area. Collegedale is home to Southern Adventist University. The median household income is one of the highest in Hamilton County.[7] It has been ranked as one of the best and safest places to live in Tennessee.[8] The unincorporated community of Ooltewah is an enclave in Collegedale.

    Translate »