Cedar Rapids, IA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Cedar Rapids home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Cedar Rapids since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Cedar Rapids consumers can keep their down payment in the bank with the help of the Cedar Rapids FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Cedar Rapids FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Cedar Rapids, IA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Cedar Rapids, IA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Cedar Rapids Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Cedar Rapids FHA wholesale and retail mortgage rates call (888)416-0920. A Cedar Rapids, IA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Cedar Rapids can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Cedar Rapids FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Cedar Rapids, IA
Get Pre-Qualified Now
FHA Benefits in Cedar Rapids, IA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Cedar Rapids, IA (888)416-0920.
Cedar Rapids (/ˈsiːdər/) is the second-largest city in Iowa, United States and is the county seat of Linn County. The city lies on both banks of the Cedar River, 20 miles (32 km) north of Iowa City and 100 miles (160 km) northeast of Des Moines, the state’s capital and largest city. It is a part of the Cedar Rapids/Iowa City region of Eastern Iowa, which includes Linn, Benton, Cedar, Iowa, Jones, Johnson, and Washington counties.[4]
As of the 2020 United States Census, the city population was 137,710.[3][5] The estimated population of the three-county Metropolitan Statistical Area, which includes the nearby cities of Marion and Hiawatha, was 255,452 in 2008.[6] Cedar Rapids is an economic hub of the state, located at the core of the Interstate 380 corridor.