FHA home loans continue to be a popular mortgage choice for Cathedral City, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Cathedral City since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Cathedral City consumers can keep their down payment in the bank with the help of the Cathedral City, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Cathedral City FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Cathedral City, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

• 560 FICO – 10% Down
• 580 FICO – 3.5% Down – Call to Check Grant Eligibility
• 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
• Gift funds can be used on FHA transactions if needed.

When it comes to Cathedral City, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Cathedral City, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Cathedral City FHA wholesale and retail mortgage rates call (888)416-0920.  A Cathedral City, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Cathedral City, CA can work with all types of credit scores.

The Cathedral City FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

• Lower Rates
• Lower Payments
• Fixed Payments
• Easier Qualifications
• FHA Grants for Down Payment
• Gift Funds Allowed

Find your FHA Mortgage near Cathedral City, CA (888)416-0920.