
Calumet City, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Calumet City home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Calumet City since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Calumet City consumers can keep their down payment in the bank with the help of the Calumet City FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Calumet City FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Calumet City, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Calumet City, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Calumet City Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Calumet City FHA wholesale and retail mortgage rates call (888)416-0920. A Calumet City, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Calumet City can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Calumet City FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
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FHA Home Loan in Calumet City, IL

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FHA Benefits in Calumet City, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Calumet City, IL (888)416-0920.
Calumet City (/ˌkæljʊˈmɛt/ KAL-yuu-MET) is a city in Cook County, Illinois, United States. The population was 37,042 at the 2010 census,[7] a decline of 5.2% from 2000. The ZIP code is 60409.
Calumet City (commonly referred to locally as “Cal City”) was founded in 1893 when the villages of Schrumville and Sobieski Park merged under the name of West Hammond, since it lies on the west side of the Illinois-Indiana line from Hammond, Indiana.[1] In 1924, West Hammond officially became Calumet City after its citizens voted to change the name in 1923.[2][3]