Boyes Hot Springs, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Boyes Hot Springs, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Boyes Hot Springs since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Boyes Hot Springs consumers can keep their down payment in the bank with the help of the Boyes Hot Springs, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Boyes Hot Springs FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Boyes Hot Springs, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Boyes Hot Springs, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Boyes Hot Springs, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Boyes Hot Springs FHA wholesale and retail mortgage rates call (888)416-0920. A Boyes Hot Springs, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Boyes Hot Springs, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Boyes Hot Springs FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Boyes Hot Springs, CA
Get Pre-Qualified Now
FHA Benefits in Boyes Hot Springs, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Boyes Hot Springs, CA (888)416-0920.
Boyes Hot Springs (also called Boyes Springs or The Springs[4])is a census-designated place (CDP) in Sonoma Valley, Sonoma County, California, United States. The population was 6,656 people at the 2010 census. Resorts in Boyes Hot Springs, El Verano, Fetters Hot Springs, and Agua Caliente were popular health retreats for tourists from San Francisco and points beyond until the middle of the 20th century because of the geothermic hot springs that still well up from deep within the earth.
The area was first occupied by Indigenous peoples, who discovered and used the hot springs that the area is named after. Under Mexican rule, in July 1840, Lazaro Piña was deeded 50,000 acres as Rancho Agua Caliente. Sometime in 1849 Thaddeus M. Leavenworth acquired 320 acres of the Rancho in what became present-day Agua Caliente, Fetters Hot Springs, Boyes Hot Springs, and part of Maxwell Farm.[5] In 1889, property was being sold in the area as being near the “celebrated old Indian Medicine Spring.”[4] Henry Ernest Boyes discovered hot springs in 1895 in the central part of the area. He and his wife called the area Agua Rica.[4][6] and started the Boyes Hot Springs Hotel, now the site of the Fairmont Sonoma Mission Inn & Spa.[6] The area became popular with tourists, with over 70,000 visiting each year. A railroad serviced the area during this period.[7]