Bodega Bay, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Bodega Bay, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Bodega Bay since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Bodega Bay consumers can keep their down payment in the bank with the help of the Bodega Bay, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Bodega Bay FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Bodega Bay, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Bodega Bay, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Bodega Bay, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Bodega Bay FHA wholesale and retail mortgage rates call (888)416-0920. A Bodega Bay, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Bodega Bay, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Bodega Bay FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Bodega Bay, CA
Get Pre-Qualified Now
FHA Benefits in Bodega Bay, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Bodega Bay, CA (888)416-0920.
Bodega Bay (Spanish: Bahía Bodega) is a shallow, rocky inlet of the Pacific Ocean on the coast of northern California in the United States. It is approximately 5 mi (8 km) across and is located approximately 40 mi (60 km) northwest of San Francisco and 20 mi (32 km) west of Santa Rosa. The bay straddles the boundary between Sonoma County to the north and Marin County to the south. The bay is a marine habitat used for navigation, recreation (including swimming and surfing, especially by the Dillon Beach area), and commercial and sport fishing (including shellfish harvesting).[3]
Bodega Bay is protected on its north end from the Pacific Ocean by Bodega Head, which shelters the small Bodega Harbor and is separated from the main bay by a jetty. The San Andreas Fault runs parallel to the coastline and bisects Bodega Head, which lies on the Pacific Plate; the town is on the North American Plate. The village of Bodega Bay sits on the east side of Bodega Harbor. The bay connects on its south end to the mouth of Tomales Bay.