Big Bear City, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Big Bear City, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Big Bear City since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Big Bear City consumers can keep their down payment in the bank with the help of the Big Bear City, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Big Bear City FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Big Bear City, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Big Bear City, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Big Bear City, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Big Bear City FHA wholesale and retail mortgage rates call (888)416-0920.  A Big Bear City, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Big Bear City, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Big Bear City FHA Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Big Bear City, CA
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    FHA Benefits in Big Bear City, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Big Bear City, CA (888)416-0920.

    Big Bear City is an unincorporated community in San Bernardino County, California, United States along the east shore of Big Bear Lake and surrounded by the San Bernardino National Forest. It is 27 miles (43 km) northeast of the city of San Bernardino, and immediately east of the incorporated city of Big Bear Lake. Its population was 12,304 at the 2010 census, up from 5,779 at the 2000 census. Big Bear City is mostly residential, with smaller houses and cabins laid out in typical square block fashion. Big Bear is on the Pacific Crest Trail.[3]

    Standard Air Lines of Los Angeles began a regular airline service to the community in the summer of 1929. Its post office was founded as Van Duesen in 1927 but changed its name to Big Bear City six months later. The Big Bear City Post Office opened in 1928 and still operates.[4]

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