Bernard, IA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Bernard home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Bernard since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Bernard consumers can keep their down payment in the bank with the help of the Bernard FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Bernard FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Bernard, IA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Bernard, IA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Bernard Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Bernard FHA wholesale and retail mortgage rates call (888)416-0920. A Bernard, IA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Bernard can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Bernard FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Bernard, IA
Get Pre-Qualified Now
FHA Benefits in Bernard, IA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Bernard, IA (888)416-0920.
Bernard (Bernhard) is a French and West Germanic masculine given name.[2]
The name is attested from at least the 9th century. West Germanic Bernhard is composed from the two elements bern “bear” and hard “brave, hardy”.[3] Its native Old English reflex was Beornheard, which was replaced by the French form Bernard that was brought to England after the Norman conquest.
The name Bernhard was notably popular among Old Frisian speakers.[4]
Its wider use was popularized due to Saint Bernhard of Clairvaux (canonized 1174). Bernard is the second most common surname in France.[5]