Avenal, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Avenal, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Avenal since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Avenal consumers can keep their down payment in the bank with the help of the Avenal, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Avenal FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Avenal, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Avenal, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Avenal, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Avenal FHA wholesale and retail mortgage rates call (888)416-0920. A Avenal, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Avenal, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Avenal FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Avenal, CA
Get Pre-Qualified Now
FHA Benefits in Avenal, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Avenal, CA (888)416-0920.
Avenal (Spanish for “Oat field”) is a city in Kings County, California, United States.[6] Avenal is located 35 miles (56 km) southwest of Hanford,[7] at an elevation of 807 ft (246 m).[6] It is part of the Hanford–Corcoran Metropolitan Statistical Area (MSA Code 25260), which encompasses all of Kings County. In area, it is the fourth largest city in Kings County. The ZIP Code for this community is 93204, and telephone numbers use the sequence (559) 386-XXXX. The population was 15,505 in the 2010 census, which includes inmates at the Avenal State Prison, the first prison actively solicited by a community in the state of California. Many of the remaining residents largely either work at the prison or in the agriculture industry. The prison provides approximately 1,000 jobs to residents. The California Department of Finance estimated that Avenal’s population was 13,496 on July 1, 2019.[8] As of that date, Avenal State Prison held 4,165 inmates, which was about 32% of the total population of Avenal.[9] Inmates are counted as city residents by both the United States Census and the California Department of Finance.
The City of Avenal was named by Spanish soldiers and explorers. In Spanish, “avena” means oats, and “avenal” means oatfield. This area was covered with wild oats, “waist high,” that looked like golden silk and covered the Kettleman Plains.