El Centro, CA Mortgage Company
Your go to mortgage company near El Centro, CA celebrating its 26th year in business. In order to assure consumers are finding the best El Centro mortgage rates it’s important to shop around. We encourage El Centro consumers to compare so they can see on paper how good we really are. It’s common misconception for El Centro borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our El Centro wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near El Centro, CA and enjoy the savings of a wholesale mortgage.
The El Centro, CA Mortgage Company with Options
When it comes to El Centro, CA home loan options we have them all. Every day El Centro welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a El Centro, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the El Centro FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your El Centro, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. El Centro residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near El Centro, CA are standing by and ready to help. Connect with a licensed El Centro home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near El Centro, CA
We are the #1 rated mortgage company near El Centro, CA. Regardless of what a consumer thinks, El Centro, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A El Centro, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in El Centro, CA can work with all types of credit scores.
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Mortgage Company Benefits in El Centro, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near El Centro, CA (888)416-0920.
El Centro (Spanish for “The Center”) is a city and county seat of Imperial County, California, United States. El Centro is the largest city in the Imperial Valley, the east anchor of the Southern California Border Region, and the core urban area and principal city of the El Centro metropolitan area which encompasses all of Imperial County. El Centro is also the largest American city to lie entirely below sea level (−42 feet or −13 meters).[citation needed] The city, located in southeastern California, is 113 miles (182 km) from San Diego and less than 20 miles (32 km) from the Mexican city of Mexicali.