East Palo Alto, CA Mortgage Company
Your go to mortgage company near East Palo Alto, CA celebrating its 27th year in business. In order to assure consumers are finding the best East Palo Alto mortgage rates it’s important to shop around. We encourage East Palo Alto consumers to compare so they can see on paper how good we really are. It’s common misconception for East Palo Alto borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our East Palo Alto wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near East Palo Alto, CA and enjoy the savings of a wholesale mortgage.
The East Palo Alto, CA Mortgage Company with Options
When it comes to East Palo Alto, CA home loan options we have them all. Every day East Palo Alto welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a East Palo Alto, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the East Palo Alto FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your East Palo Alto, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. East Palo Alto residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near East Palo Alto, CA are standing by and ready to help. Connect with a licensed East Palo Alto home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near East Palo Alto, CA
We are the #1 rated mortgage company near East Palo Alto, CA. Regardless of what a consumer thinks, East Palo Alto, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A East Palo Alto, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in East Palo Alto, CA can work with all types of credit scores.
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Mortgage Company Benefits in East Palo Alto, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near East Palo Alto, CA (888)416-0920.
East Palo Alto (abbreviated E.P.A.) is a city in San Mateo County, California, United States. As of the 2020 census, the population of East Palo Alto was 30,034. It is situated on the San Francisco Peninsula, roughly halfway between the cities of San Francisco and San Jose. To the north and east is the San Francisco Bay, to the west is the city of Menlo Park, and to the south the city of Palo Alto. Despite being called “East” Palo Alto, the city is directly north of Palo Alto. While often incorrectly assumed to be part of the city of Palo Alto,[3][4] East Palo Alto has always been a separate entity since its founding as an unincorporated community and its incorporation in July 1983. It is also in San Mateo County, while Palo Alto is in Santa Clara County. The two cities are separated only by San Francisquito Creek and, largely, the Bayshore Freeway (the vast majority of East Palo Alto is northeast of the freeway, while all of the residential part of Palo Alto is southwest of the freeway). The revitalization projects in 2000, and high income high-tech professionals moving into new developments, including employees from Google and Facebook, have begun to eliminate the cultural and economic differences between the two cities.[5] East Palo Alto and Palo Alto share both telephone area codes and postal ZIP codes.
In 1990, 43% of East Palo Alto’s residents were African Americans,[6] which was the result of redlining practices and racial deed restrictions in Palo Alto.[7] Latinos now constitute about 65% of the total population, while the proportion of African Americans has decreased to about 15%. A small minority of Pacific Islanders also reside in East Palo Alto, most of Tongan, Samoan and Fijian origin. East Palo Alto has the largest concentration of Pacific Islanders of any American city or town outside Hawaii.[citation needed].