Charlottesville, Virginia Mortgage Brokers | Find a Mortgage Broker near Charlottesville, VA

Charlottesville, VA Mortgage Brokers

When it’s time to buy a home or refinance we recommend working with a local Charlottesville, VA Mortgage Broker. Charlottesville, VA mortgage consumers are finding the benefits of using a Mortgage Broker near Charlottesville has more benefits. Common long term benefits would be thousands in savings due to wholesale mortgage rates. In most cases mortgage lenders including banks offer retail mortgage rates. Most Charlottesville consumers shopping for a mortgage are intrigued by large corporate banks and big lenders who spend millions on advertising. It is not uncommon for Charlottesville home buyers and those refinancing to fall into the big bank lender advertising trap. You can’t possibly think companies spending unlimited funds to lure you in could possibly offer you the best mortgage. If the bank or lender asks for non-refundable upfront application or appraisal fees there’s a reason behind it. When a consumer pays an upfront fee, the consumer feels like they are invested or trapped. Talk to a local Charlottesville Mortgage Broker and get quotes, compare options and ask questions. Never pay an upfront fee and don’t settle for retail mortgage rates. Shop and compare until you know you are getting the best Charlottesville home loan available.

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Working with Top Rated Mortgage Broker

Celebrating its 27th year in business we are your go to Charlottesville, VA Mortgage Broker. Our experience allows for consumer mortgage confidence especially with our wholesale rate options. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in all types of mortgage loans. Just a few programs we specialize in, first time homebuyer programs, home buyer grants, FHA loans, USDA home loans, VA home loans. Don’t forget to read our customer reviews

Get Pre-Approved for Wholesale Rates. We got your Back!

My wife and I had the pleasure of being assigned to Ryan Sr. Loan Officer. He was polite, patient, professional and most importantly prepared throughout whole process. Ryan crunched numbers with impressive accuracy, explained documents line by line when we had questions and let us know what to expect so there wouldn’t be any surprises. Ryan is very knowledgeable and had no problem answering questions and sharing very important details which made us feel good about picking Smart Mortgage. Thank you Ryan for all your help and advice.

Frank & Anna

We applied with other lenders but had been turned down, but Smart mortgage worked with us so we can have our dream home! Our lender Jon, walked us through the process and was very helpful in answering questions promptly. He made the process easy for us. Jon always kept in daily communication with us, so there were no surprises! He made himself available anytime…..even when he was on vacation! The online submission of documents was very easy. Overall we think Smart Mortgage is an excellent company willing to work with people with blemished credit and give them the opportunity to live their dream of home ownership.

Wesley C

We worked with Brian who picked up our loan after our original broker quit working with us. I’ve never seen a more determined, hard working, and dedicated broker in action! Brian was amazing! We could write a book about our experience, bottom line… I wouldn’t work with anyone else or refer to anyone else. He gets it done!

Desi M

I highly recommend working with Jon for a home loan product. He handled our jumbo loan with the highest integrity and detail. In particular, he helped navigate the legal details associated with our land trust. Our experience was exceptional and will work with Jon in the future.

Erik H

I highly recommend choosing Brian as your Mortgage guy to make sure you get the house you want. He will make sure everything is done and not only in a timely manner but it gets done correctly. Your closing will go so smooth and there are no surprises with Him! He will be with you from beginning till the End! You will not be disappointed with his service!

Annie P

Anthony exceeded our expectations in all aspects,going above and beyond he kept us in the loop throughout the whole process and in finding us ways to keep our final expenses as low as possible I feel we got the best deal we could have. We are very happy with our choice.

Debbie S

Anthony was great to work with and was very thorough with explaining the whole process. He was a huge help with any questions we had. Will definitely recommend to friends and family.

Sergio V

Worked with Jon on a refi and it was terrific. My situation was a little bit complicated based on a few moving parts, however, the process went very smooth and all my options were clearly explained as we went along. I’m very pleased with the outcome.

John C

Very impressed. Jon walked me thru a difficult refi of 2 properties simultaneously. Always a quick response to any of my concerns. Would definitely recommend working with them.

Sue S

The very first time I spoke with Patty on the phone, I knew I would work with her to find my mortgage. Patty has a calm and confident approach to her work that illustrates her knowledge of the industry, The counsel she provided helped position me in a favorable position to buy my dream home. I would definitely recommend Patty to family and friends, and look to work with her again in the future.

Chris C

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Mortgage Broker Benefits in Charlottesville, VA

Lower Rates
Lower Payments
More Programs
Easier Qualifications
Faster Closings

Find a Mortgage Broker near Charlottesville, VA (888)416-0920.

Charlottesville, colloquially known as C’ville, is an independent city in the Commonwealth of Virginia. It is the county seat of Albemarle County, which surrounds the city, though the two are separate legal entities.[5] It is named after the British Queen consort (and Electress of Hanover) Charlotte of Mecklenburg-Strelitz, who as the wife of George III was Virginia’s last Queen. In 2019, an estimated 47,266 people lived within the city limits.[6] The Bureau of Economic Analysis combines the City of Charlottesville with Albemarle County for statistical purposes, bringing its population to approximately 150,000. Charlottesville is the heart of the Charlottesville metropolitan area, which includes Albemarle, Buckingham, Fluvanna, Greene, and Nelson counties.

Charlottesville, VA Mortgage Brokers

Working with Top Rated Mortgage Broker

Get Pre-Approved for Wholesale Rates. We got your Back!

Find a Mortgage Broker Near Charlottesville, VA

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Mortgage Broker Benefits in Charlottesville, VA

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