Champaign, IL Mortgage Company
Your go to mortgage company near Champaign, IL, celebrating its 26th year in business. In order to assure consumers are finding the best Champaign mortgage rates it’s important to shop around. We encourage Champaign consumers to compare so they can see on paper how good we really are. It’s common misconception for Champaign borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Champaign wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Champaign and enjoy the savings of a wholesale mortgage.
The Champaign Mortgage Company with Options
When it comes to Champaign home loan options we have them all. Every day Champaign welcomes new home buyers while current residents refinance their homes.
Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Champaign home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Champaign FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options When it comes to refinancing your Champaign, IL home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Champaign residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition.
Mortgage experts near Champaign, IL are standing by and ready to help. Connect with a licensed Champaign home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Company near Champaign, IL
We are the #1 rated mortgage company near Champaign, IL. Regardless of what a consumer thinks, Champaign Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Champaign, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Champaign can work with all types of credit scores.
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Mortgage Company Benefits in Champaign, IL
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Champaign, IL (888)416-0920.
Champaign (English: /ˌʃæmˈpeɪn/) is a city in Champaign County, Illinois, United States. The city is 135 miles (217 km) south of Chicago, 124 miles (200 km) west of Indianapolis, Indiana, and 178 mi (286 km) northeast of St. Louis, Missouri. The United States Census Bureau estimates the city was home to 87,432 people as of July 1, 2017.[5] Champaign is the tenth-most populous city in Illinois, and the state’s fourth-most populous city outside the Chicago metropolitan area. It is included in the Champaign–Urbana metropolitan area.
Champaign is notable for sharing the campus of the University of Illinois at Urbana–Champaign with its sister city of Urbana. Champaign is also home to Parkland College which serves about 18,000 students during the academic year.[6] Due to the university and a number of well known technology startup companies, it is often referred to as the hub, or a significant landmark, of the Silicon Prairie. Champaign houses offices for Sony, and for the Fortune 500 companies Abbott, Archer Daniels Midland (ADM), Caterpillar, Deere & Company, Dow Chemical Company, IBM, and State Farm.[7]