Cayucos, CA Mortgage Company

Your go to mortgage company near Cayucos, CA celebrating its 26th year in business.  In order to assure consumers are finding the best Cayucos mortgage rates it’s important to shop around.  We encourage Cayucos consumers to compare so they can see on paper how good we really are.  It’s common misconception for Cayucos borrowers to think popular lenders and banks offer a better mortgage.  This couldn’t be further from the truth, always know our Cayucos wholesale mortgage rates are lower.  A wholesale rate equals a lower payment, saving thousands over the life of the mortgage.  Work with a local mortgage company near Cayucos, CA and enjoy the savings of a wholesale mortgage.

The Cayucos, CA Mortgage Company with Options

When it comes to Cayucos, CA home loan options we have them all.  Every day Cayucos welcomes new home buyers while current residents refinance their homes.

Home Buyer Options

Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Cayucos, CA home buyer grant to cover the down payment.  Our fair and bruised credit borrowers like the Cayucos FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.

Refinancing Options

When it comes to refinancing your Cayucos, CA home you have options.   Rate and term, cash out, and debt consolidation are all common reasons to refinance a home.  When mortgage rates drop consumers refinance to a lower rate to save on their payment.  Some consumers who have adjustable rate mortgage loans refinance into a fixed rate.  Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term.  When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option.  Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever.  Cayucos residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Cayucos, CA are standing by and ready to help.  Connect with a licensed Cayucos home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920

Mortgage Company near Cayucos, CA

We are the #1 rated mortgage company near Cayucos, CA.  Regardless of what a consumer thinks, Cayucos, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Cayucos, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Cayucos, CA can work with all types of credit scores.

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    Mortgage Company Benefits in Cayucos, CA

    • No Application Fee
    • Wholesale mortgage rates
    • A+ Rating with the BBB
    • Refinance with Cash Out
    • Grants for New Buyers
    • 5 Star Excellent Rating

    Find a Mortgage Company near Cayucos, CA (888)416-0920.

    Cayucos (Spanish for “Canoe”) is an unincorporated coastal town in San Luis Obispo County, California, along California State Route 1 between Cambria to the north and Morro Bay to the south. The population was 2,505 at the 2020 census, down from 2,592 at the 2010 census.

    The area was settled by the Chumash people approximately 11000 to 10000 BC. It included a large village to the south of Cayucos at Morro Creek.[6]

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