Carrier Mills, IL Mortgage Company
Your go to mortgage company near Carrier Mills, IL, celebrating its 27th year in business. In order to assure consumers are finding the best Carrier Mills mortgage rates it’s important to shop around. We encourage Carrier Mills consumers to compare so they can see on paper how good we really are. It’s common misconception for Carrier Mills borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Carrier Mills wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Carrier Mills and enjoy the savings of a wholesale mortgage.
The Carrier Mills Mortgage Company with Options
When it comes to Carrier Mills home loan options we have them all. Every day Carrier Mills welcomes new home buyers while current residents refinance their homes.
Home Buyer Options Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Carrier Mills home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Carrier Mills FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options When it comes to refinancing your Carrier Mills, IL home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Carrier Mills residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition.
Mortgage experts near Carrier Mills, IL are standing by and ready to help. Connect with a licensed Carrier Mills home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Company near Carrier Mills, IL
We are the #1 rated mortgage company near Carrier Mills, IL. Regardless of what a consumer thinks, Carrier Mills Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Carrier Mills, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Carrier Mills can work with all types of credit scores.
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Mortgage Company Benefits in Carrier Mills, IL
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Carrier Mills, IL (888)416-0920.
Carrier Mills, formerly Carriers Mills and Morrilsville, also known as Catskin, is a village in Saline County, Illinois, United States. The population was 1,655 at the 2010 census. Carrier Mills was named after George Washington Carrier and his saw and grist mill, and was one of the early Cairo and Vincennes Railroad boomtowns. Carrier Mills has lost 44% of its population since the 1920 census high of 3,000. The village has a large African American population at 13%, compared to neighboring communities in the region, due to migration from the nearby community of Lakeview.[3]
Carrier Mills has been nicknamed “Catskin” due to both an abundance of stray cats in town, and a late-19th century story of the first local merchandise and liquor store owner, Wes Cole, who was tricked by local kids into thinking a skinned cat hide was a mink stole in trade for a jug of whiskey. To this day Carrier Mills is host to the annual Catskin Days town fair and parade. The township’s school mascot is the Wildcat.[4]