Cambria, CA Mortgage Company
Your go to mortgage company near Cambria, CA celebrating its 26th year in business. In order to assure consumers are finding the best Cambria mortgage rates it’s important to shop around. We encourage Cambria consumers to compare so they can see on paper how good we really are. It’s common misconception for Cambria borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Cambria wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Cambria, CA and enjoy the savings of a wholesale mortgage.
The Cambria, CA Mortgage Company with Options
When it comes to Cambria, CA home loan options we have them all. Every day Cambria welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Cambria, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Cambria FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Cambria, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Cambria residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Cambria, CA are standing by and ready to help. Connect with a licensed Cambria home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Cambria, CA
We are the #1 rated mortgage company near Cambria, CA. Regardless of what a consumer thinks, Cambria, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Cambria, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Cambria, CA can work with all types of credit scores.
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Mortgage Company Benefits in Cambria, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Cambria, CA (888)416-0920.
Cambria is a name for Wales, being the Latinised form of the Welsh name for the country, Cymru.[1] The term was not in use during the Roman period (when Wales had not come into existence as a distinct entity). It emerged later, in the medieval period, after the Anglo-Saxon settlement of much of Britain led to a territorial distinction between the new Anglo-Saxon kingdoms (which would become England and Southern Scotland) and the remaining Celtic British kingdoms (which would become Wales and, before their absorption into England, Cornwall to the south and Strathclyde or Hen Ogledd to the north). Latin being the primary language of scholarship in Western Christendom, writers needed a term to refer to the Celtic British territory and coined Cambria based on the Welsh name for it.
The Welsh word Cymru (Wales), along with Cymry (Welsh people), was falsely supposed by 17th-century Celticists to be connected to the Biblical Gomer, or to the Cimbri or the Cimmerians of antiquity. In reality, it is descended from the Brittonic word combrogi, meaning ‘fellow-countrymen’.[2] The name thus conveyed something like ‘[Land of] the Compatriots’. The use of Cymry as a self-designation seems to have arisen in the post-Roman era, to refer collectively to the Brittonic-speaking peoples of Britain, inhabiting what are now Wales, Cornwall, Northern England, and Southern Scotland.[3] It came into use as a self-description probably before the 7th century[4] and is attested (as Kymry) in a praise poem to Cadwallon ap Cadfan (Moliant Cadwallon, by Afan Ferddig) c. 633.[5] In Welsh literature, the word Cymry was used throughout the Middle Ages to describe the Welsh, though the older, more generic term Brythoniaid continued to be used to describe any of the Britonnic peoples (including the Welsh) and was the more common literary term until c. 1100. Thereafter, Cymry prevailed as a reference to the Welsh. Until c. 1560, the word was spelt Kymry or Cymry, regardless of whether it referred to the people or the country; Cymru for the country evolved later.[6] The Latinised form Cambria was coined in the Middle Ages, and was used regularly by Geoffrey of Monmouth.