Boyes Hot Springs, CA Mortgage Company

Your go to mortgage company near Boyes Hot Springs, CA celebrating its 25th year in business.  In order to assure consumers are finding the best Boyes Hot Springs mortgage rates it’s important to shop around.  We encourage Boyes Hot Springs consumers to compare so they can see on paper how good we really are.  It’s common misconception for Boyes Hot Springs borrowers to think popular lenders and banks offer a better mortgage.  This couldn’t be further from the truth, always know our Boyes Hot Springs wholesale mortgage rates are lower.  A wholesale rate equals a lower payment, saving thousands over the life of the mortgage.  Work with a local mortgage company near Boyes Hot Springs, CA and enjoy the savings of a wholesale mortgage.

The Boyes Hot Springs, CA Mortgage Company with Options

When it comes to Boyes Hot Springs, CA home loan options we have them all.  Every day Boyes Hot Springs welcomes new home buyers while current residents refinance their homes.

Home Buyer Options

Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Boyes Hot Springs, CA home buyer grant to cover the down payment.  Our fair and bruised credit borrowers like the Boyes Hot Springs FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.

Refinancing Options

When it comes to refinancing your Boyes Hot Springs, CA home you have options.   Rate and term, cash out, and debt consolidation are all common reasons to refinance a home.  When mortgage rates drop consumers refinance to a lower rate to save on their payment.  Some consumers who have adjustable rate mortgage loans refinance into a fixed rate.  Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term.  When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option.  Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever.  Boyes Hot Springs residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Boyes Hot Springs, CA are standing by and ready to help.  Connect with a licensed Boyes Hot Springs home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920

Mortgage Company near Boyes Hot Springs, CA

We are the #1 rated mortgage company near Boyes Hot Springs, CA.  Regardless of what a consumer thinks, Boyes Hot Springs, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Boyes Hot Springs, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Boyes Hot Springs, CA can work with all types of credit scores.

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    Mortgage Company Benefits in Boyes Hot Springs, CA

    • No Application Fee
    • Wholesale mortgage rates
    • A+ Rating with the BBB
    • Refinance with Cash Out
    • Grants for New Buyers
    • 5 Star Excellent Rating

    Find a Mortgage Company near Boyes Hot Springs, CA (888)416-0920.

    Boyes Hot Springs (also called Boyes Springs or The Springs[4])is a census-designated place (CDP) in Sonoma Valley, Sonoma County, California, United States. The population was 6,656 people at the 2010 census. Resorts in Boyes Hot Springs, El Verano, Fetters Hot Springs, and Agua Caliente were popular health retreats for tourists from San Francisco and points beyond until the middle of the 20th century because of the geothermic hot springs that still well up from deep within the earth.

    The area was first occupied by Indigenous peoples, who discovered and used the hot springs that the area is named after. Under Mexican rule, in July 1840, Lazaro Piña was deeded 50,000 acres as Rancho Agua Caliente. Sometime in 1849 Thaddeus M. Leavenworth acquired 320 acres of the Rancho in what became present-day Agua Caliente, Fetters Hot Springs, Boyes Hot Springs, and part of Maxwell Farm.[5] In 1889, property was being sold in the area as being near the “celebrated old Indian Medicine Spring.”[4] Henry Ernest Boyes discovered hot springs in 1895 in the central part of the area. He and his wife called the area Agua Rica.[4][6] and started the Boyes Hot Springs Hotel, now the site of the Fairmont Sonoma Mission Inn & Spa.[6] The area became popular with tourists, with over 70,000 visiting each year. A railroad serviced the area during this period.[7]