Black Point-Green Point, CA Home Loan
Hundreds of home buyers across Black Point-Green Point, CA are ready to buy a home or refinance. Consumers shopping for mortgage rates should always get a minimum of two quotes. Knowing the difference between wholesale mortgage brokers and retail lenders or banks could save you thousands over the life of your Black Point-Green Point home loan. When it comes to buying, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Black Point-Green Point mortgage guidelines. Our mission is to get you approved and into the best home loan Black Point-Green Point has to offer. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Home Loan Options
When it comes to Black Point-Green Point, California home loan options we have them all. Every day Black Point-Green Point welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a grant to cover the down payment. Our fair and bruised credit borrowers like the FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores. Refinancing Options When it comes to refinancing your Black Point-Green Point, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Consumers are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Home loan experts near Black Point-Green Point, CA are standing by and ready to help. Connect with a licensed Black Point-Green Point home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Black Point-Green Point, CA
When it comes to Black Point-Green Point, CA home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Black Point-Green Point Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Black Point-Green Point, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Black Point-Green Point can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Black Point-Green Point home loan team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with local home buyers and those looking to refinance. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to a better home loan. We got your Back!
Find Home Loans in Black Point-Green Point, CA
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Home Loan Benefits in Black Point-Green Point, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find your Home Loan near Black Point-Green Point, CA (888)416-0920.
Black Point-Green Point is a census-designated place (CDP) in Marin County, California, United States. It is unincorporated, sitting between the city of Novato to the southwest and the Petaluma River and San Pablo Bay to the northeast. The population was 1,431 at the 2020 census.[3]
Black Point was part of the Rancho de Novato land grant. The 1880 History of Marin County by Alley, Bowen and Co. mentions “a man by name of Day” who “settled on an island in Novato township which has since borne his name” in 1851. This island is still known as Day Island. According to the book, several more settlers moved into the area in 1853. Some of them owned land there, while others were squatters, a problem common across the county. Lumber that came from Black Point was used to build part of the USS Saginaw, a steamer built at the Mare Island Naval Shipyard. It served in the navy until 1870, when it ran aground on a reef not far from Ocean island. Deer Island, a former island east of Olive Avenue, actually was an island in the early 1900s. The house on the island, owned by Antonio DeBorba, whose shop on Grant Avenue is still intact, was completely encompassed by water, and his house was only accessible by boat. When both the county and the state refused to build a levee, he spent a small fortune deepening the creek and taking water out of the marsh. Once that was done, he donated the land that is now Highway 37.[4]