Bear Valley Springs, CA Mortgage Company
Your go to mortgage company near Bear Valley Springs, CA celebrating its 27th year in business. In order to assure consumers are finding the best Bear Valley Springs mortgage rates it’s important to shop around. We encourage Bear Valley Springs consumers to compare so they can see on paper how good we really are. It’s common misconception for Bear Valley Springs borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Bear Valley Springs wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Bear Valley Springs, CA and enjoy the savings of a wholesale mortgage.
The Bear Valley Springs, CA Mortgage Company with Options
When it comes to Bear Valley Springs, CA home loan options we have them all. Every day Bear Valley Springs welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Bear Valley Springs, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Bear Valley Springs FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Bear Valley Springs, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Bear Valley Springs residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Bear Valley Springs, CA are standing by and ready to help. Connect with a licensed Bear Valley Springs home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Bear Valley Springs, CA
We are the #1 rated mortgage company near Bear Valley Springs, CA. Regardless of what a consumer thinks, Bear Valley Springs, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Bear Valley Springs, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Bear Valley Springs, CA can work with all types of credit scores.
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Mortgage Company Benefits in Bear Valley Springs, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
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Bear Valley Springs is a guarded-gate community in Kern County, California, United States. Bear Valley Springs is in the Tehachapi Mountains and is part of the greater Tehachapi area. The elevation ranges from 4,121 feet (1,256 m) to 6,934 feet (2,113 m) (Bear Mountain). The population fluctuates between a low during the winter months when snow is common, to a high in the summer months when its elevation keeps it much cooler than surrounding areas and major cities. The population was 5,172 at the 2010 census, up from 4,232 at the 2000 census. For statistical purposes, the United States Census Bureau has defined Bear Valley Springs as a census-designated place (CDP). The census definition of the area may not precisely correspond to local understanding of the area with the same name.
While the nation had pushed to the western coast, the land the Fickert family settled in 1869 was still isolated and remote. For centuries, it had been the realm of Native Americans. Over the years, after purchasing squatter’s rights to 160 acres (0.65 km2), the Fickerts expanded their holdings until, by the 1900s their ranch encompassed a vast region of 25,000 acres (100 km2).