Temple, TX Bad Credit Mortgage

The bad credit home loan in Temple, TX is a great choice for borrowers looking to buy a home with credit issues.  Most consumers with bad credit don’t think they can qualify for a home loan.  In most cases qualifying is closer than they think.  Credit reports and credit advice is free, get started by calling (888)416-0920.  Bad credit home loan experts are standing by near Temple, TX and ready to help.  Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across Temple are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Temple mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

Mortgage Brokers offer Bad Credit Home Loans

When it comes to Temple, TX home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Temple Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Temple, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Temple can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Temple Bad Credit Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Bad Credit
Get Pre-Qualified Now

    Bad Credit Benefits in Temple, TX

    • Programs starting at 500 Scores (requires more money down)
    • 560 credit score plus requires 10% down
    • 580 credit score plus requires 3.5% down
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Competitive rates (as set by the underwriting lenders)
    • Gift Funds Allowed

    Find your Bad Credit Mortgage near Temple, TX (888)416-0920.

    A temple (from the Latin templum) is a building reserved for spiritual rituals and activities such as prayer and sacrifice. Religions which erect temples include Christianity (whose temples are typically called churches), Hinduism (called mandira), Buddhism (often monasteries), Sikhism (whose temples are called gurudwara), Jainism (whose temples are sometimes called derasar), Islam (whose temples are called mosques), Judaism (whose temples are called synagogues), Zoroastrianism (whose temples are sometimes called Agiary), the Baha’i Faith (which are often simply referred to as Baha’i House of Worship), Taoism (which are sometimes called Daoguan), Shintoism (which are sometimes called Jinja), Confucianism (which are sometimes called the Temple of Confucius), and ancient religions such as the Ancient Egyptian religion and the Ancient Greek religion.

    The form and function of temples is thus very variable, though they are often considered by believers to be in some sense the “house” of one or more deities. Typically offerings of some sort are made to the deity, and other rituals enacted, and a special group of clergy maintain, and operate the temple. The degree to which the whole population of believers can access the building varies significantly; often parts or even the whole main building can only be accessed by the clergy. Temples typically have a main building and a larger precinct, which may contain many other buildings, or may be a dome shaped structure, much like an igloo.