Stonefort, IL Bad Credit Mortgage
The bad credit home loan in Stonefort, IL is a great choice for borrowers looking to buy a home with credit issues. Most consumers with bad credit don’t think they can qualify for a home loan. In most cases qualifying is closer than they think. Credit reports and credit advice is free, get started by calling (888)416-0920. Bad credit home loan experts are standing by near Stonefort, IL and ready to help. Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers across Stonefort are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Stonefort mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Mortgage Brokers offer Bad Credit Home Loans
When it comes to Stonefort, IL home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Stonefort Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Stonefort, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Stonefort can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Stonefort Bad Credit Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with Bad Credit
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Bad Credit Benefits in Stonefort, IL
- Programs starting at 500 Scores (requires more money down)
- 560 credit score plus requires 10% down
- 580 credit score plus requires 3.5% down
- Bankruptcies, Foreclosures, Short Sales Okay
- Competitive rates (as set by the underwriting lenders)
- Gift Funds Allowed
Find your Bad Credit Mortgage near Stonefort, IL (888)416-0920.
Stonefort is a village in Saline and Williamson counties, Illinois, United States. The population was 297 at the 2010 census.
Stonefort is named for an ancient rock fortification that stood in the vicinity when the first settlers started arriving in the area in the early 1800s. The village of Stonefort was established in the late 1850s, and was originally located about a mile to the southeast, near the edge of the bluff. When the Cairo and Vincennes Railroad (later part of the Big Four and New York Central systems) was completed through the area in the 1870s, Stonefort’s public buildings were dismantled and moved to the village’s present location, which was adjacent to the railroad tracks. The former site of the village is now listed as “Oldtown” on maps.[3]