Lima, IL Bad Credit Mortgage

The bad credit home loan in Lima, IL  is a great choice for borrowers looking to buy a home with credit issues.  Most consumers with bad credit don’t think they can qualify for a home loan.  In most cases qualifying is closer than they think.  Credit reports and credit advice is free, get started by calling (888)416-0920.  Bad credit home loan experts are standing by near Lima, IL and ready to help.  Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across Lima are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Lima mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

Mortgage Brokers offer Bad Credit Home Loans

When it comes to Lima, IL home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Lima Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Lima, IL Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Lima can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Lima Bad Credit Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Bad Credit
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    Bad Credit Benefits in Lima, IL

    • Programs starting at 500 Scores (requires more money down)
    • 560 credit score plus requires 10% down
    • 580 credit score plus requires 3.5% down
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Competitive rates (as set by the underwriting lenders)
    • Gift Funds Allowed

    Find your Bad Credit Mortgage near Lima, IL (888)416-0920.

    Lima (/ˈliːmə/, Spanish pronunciation: [ˈlima], Quechua: [ˈlɪma], Aymara: [ˈlima]) is the capital and the largest city of Peru. It is located in the valleys of the Chillón, Rímac and Lurín rivers, in the central coastal part of the country, overlooking the Pacific Ocean. Together with the seaport of Callao, it forms a contiguous urban area known as the Lima Metropolitan Area. With a population of more than 9 million,[3] Lima is the most populous metropolitan area of Peru and the third-largest city in the Americas (as defined by “city proper”), behind São Paulo and Mexico City.

    Lima was founded by Spanish conquistador Francisco Pizarro on January 18, 1535, as Ciudad de los Reyes. It became the capital and most important city in the Spanish Viceroyalty of Peru. Following the Peruvian War of Independence, it became the capital of the Republic of Peru. Around one-third of the national population lives in the metropolitan area.

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