La Vernia, TX Bad Credit Mortgage
The bad credit home loan in La Vernia, TX is a great choice for borrowers looking to buy a home with credit issues. Most consumers with bad credit don’t think they can qualify for a home loan. In most cases qualifying is closer than they think. Credit reports and credit advice is free, get started by calling (888)416-0920. Bad credit home loan experts are standing by near La Vernia, TX and ready to help. Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers across La Vernia are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 La Vernia mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Mortgage Brokers offer Bad Credit Home Loans
When it comes to La Vernia, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, La Vernia Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A La Vernia, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in La Vernia can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The La Vernia Bad Credit Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with Bad Credit
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Bad Credit Benefits in La Vernia, TX
- Programs starting at 500 Scores (requires more money down)
- 560 credit score plus requires 10% down
- 580 credit score plus requires 3.5% down
- Bankruptcies, Foreclosures, Short Sales Okay
- Competitive rates (as set by the underwriting lenders)
- Gift Funds Allowed
Find your Bad Credit Mortgage near La Vernia, TX (888)416-0920.
La Vernia is a city in Wilson County, Texas, United States. La Vernia is on the south bank of Cibolo Creek at the junction of U.S. Highway 87 and Texas Farm to Market Road 775, about 25 miles east of downtown San Antonio.[4] The population was 1,077 at the 2020 census.[5][6] La Vernia is part of the San Antonio Metropolitan Statistical Area.
The La Vernia area was first inhabited by the Coahuiltecan speaking peoples of Texas and subsequently by nomadic bands of Apache and Comanche who migrated to Texas in the 17th century. One of the earliest land grants made was to Erastus “Deaf” Smith. Smith married Guadalupe Ruiz Durán, a Mexican citizen, who was descended from one of the original Tejano or Spanish Texas families;[7] and as such, received a land grant from the Mexican government on Cibolo Creek, north of present-day La Vernia in 1825. This area remained primarily unsettled by Europeans until 1837, when veterans from the Texas Revolution began to arrive.