Jamaica Beach, TX Bad Credit Mortgage
The bad credit home loan in Jamaica Beach, TX is a great choice for borrowers looking to buy a home with credit issues. Most consumers with bad credit don’t think they can qualify for a home loan. In most cases qualifying is closer than they think. Credit reports and credit advice is free, get started by calling (888)416-0920. Bad credit home loan experts are standing by near Jamaica Beach, TX and ready to help. Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers across Jamaica Beach are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Jamaica Beach mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Mortgage Brokers offer Bad Credit Home Loans
When it comes to Jamaica Beach, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Jamaica Beach Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Jamaica Beach, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Jamaica Beach can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Jamaica Beach Bad Credit Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with Bad Credit
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Bad Credit Benefits in Jamaica Beach, TX
- Programs starting at 500 Scores (requires more money down)
- 560 credit score plus requires 10% down
- 580 credit score plus requires 3.5% down
- Bankruptcies, Foreclosures, Short Sales Okay
- Competitive rates (as set by the underwriting lenders)
- Gift Funds Allowed
Find your Bad Credit Mortgage near Jamaica Beach, TX (888)416-0920.
Jamaica Beach is a city in Galveston County, Texas, United States on Galveston Island. As of the 2010 census, the city’s population was 983.[5] the city is bordered by Galveston to the east and west, the east bay on the north and the Gulf of Mexico to the south.
Prior to its development, Jamaica Beach was a burial ground of the Karankawa people. Johnny Goyen and Earl Galceran of the Jamaica Corporation developed Jamaica Beach as a 2,000-lot resort subdivision in close proximity to a marina.[6] The individuals who were a part of the development effort were Goyen, Galceran, brothers Jack and Welcome Wilson, Bill Sherrill, and Jack Valenti. They acquired an area of 320 acres (130 ha) that was owned by the Moody family. An oil businessperson named R.E. “Bob” Smith decided not to be a partner in the development, but he purchased the Moody land and sold it to the developers. He did not ask for any down payments and he guaranteed a $250,000 bank loan. Initially, the beachfront lots, each 90 feet (27 m), were sold for $3,500 apiece. The “second row” houses sold at a quick pace. As the subsequent rows of houses opened to sale, the sales figures decreased slowly because while wealthy people were easily able to acquire second houses, middle class homebuyers were unable to get a mortgage, and needed to pay for the homebuilding with cash.[7]