Galena Park, TX Bad Credit Mortgage
The bad credit home loan in Galena Park, TX is a great choice for borrowers looking to buy a home with credit issues. Most consumers with bad credit don’t think they can qualify for a home loan. In most cases qualifying is closer than they think. Credit reports and credit advice is free, get started by calling (888)416-0920. Bad credit home loan experts are standing by near Galena Park, TX and ready to help. Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers across Galena Park are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Galena Park mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Mortgage Brokers offer Bad Credit Home Loans
When it comes to Galena Park, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Galena Park Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Galena Park, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Galena Park can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Galena Park Bad Credit Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with Bad Credit
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Bad Credit Benefits in Galena Park, TX
- Programs starting at 500 Scores (requires more money down)
- 560 credit score plus requires 10% down
- 580 credit score plus requires 3.5% down
- Bankruptcies, Foreclosures, Short Sales Okay
- Competitive rates (as set by the underwriting lenders)
- Gift Funds Allowed
Find your Bad Credit Mortgage near Galena Park, TX (888)416-0920.
Galena Park is a city in Harris County, Texas, United States, within the Houston–Sugar Land–Baytown metropolitan area. The population was 10,740 at the 2020 census.[3]
Issac Batterson and his family settled in the area in 1833; it was a part of the Ezekiel Thomas Survey.[5] The area of Galena Park began as the settlement of Clinton in 1835.[6] The center of what would become Galena Park was a 1,000-acre (400 ha) tract that Batterson purchased from the estate of Ezekiel Thomas.[5] The settlement originally served as a farming and ranching community, but in the 1880s transformed into a railroad center along the new Port of Houston. With the coming of the petrochemical industry in the early 1900s, Clinton again transformed into a refinery center.[6]