Floydada, TX Bad Credit Mortgage
The bad credit home loan in Floydada, TX is a great choice for borrowers looking to buy a home with credit issues. Most consumers with bad credit don’t think they can qualify for a home loan. In most cases qualifying is closer than they think. Credit reports and credit advice is free, get started by calling (888)416-0920. Bad credit home loan experts are standing by near Floydada, TX and ready to help. Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers across Floydada are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Floydada mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Mortgage Brokers offer Bad Credit Home Loans
When it comes to Floydada, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Floydada Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Floydada, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Floydada can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Floydada Bad Credit Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.
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Buy a Home with Bad Credit
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Bad Credit Benefits in Floydada, TX
- Programs starting at 500 Scores (requires more money down)
- 560 credit score plus requires 10% down
- 580 credit score plus requires 3.5% down
- Bankruptcies, Foreclosures, Short Sales Okay
- Competitive rates (as set by the underwriting lenders)
- Gift Funds Allowed
Find your Bad Credit Mortgage near Floydada, TX (888)416-0920.
Floydada (/flɔɪˈdeɪdə/ floy-DAY-də) is a city in and the county seat of Floyd County, Texas, United States.[5] This rural community lies on the high plains of the Llano Estacado in West Texas and is sometimes referred to as the Pumpkin Capital of Texas.[6] The population was 3,038 at the 2010 census,[7] down from 3,676 at the 2000 census.
According to the Texas State Historical Association, the community of Floydada was originally named “Floyd City”.[8] It was established in 1890 on 640 acres (260 ha) of land donated by James B. and Caroline Price of Jefferson City, Missouri. Floydada won the election as county seat over Della Plain. When a post office opened, the name was changed to “Floydada”. The meaning of the name is disputed. Some claim it was meant to be “Floydalia” but was garbled in transmission to the U.S. Postal Service, while others insist it is a combination of the county’s name and that of James Price’s mother, Ada. A third view is that it was formed from Caroline Price’s parents, Floyd and Ada.