The bad credit home loan in Farmer City, IL  is a great choice for borrowers looking to buy a home with credit issues.  Most consumers with bad credit don’t think they can qualify for a home loan.  In most cases qualifying is closer than they think.  Credit reports and credit advice is free, get started by calling (888)416-0920.  Bad credit home loan experts are standing by near Farmer City, IL and ready to help.  Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.

Thousands of consumers across Farmer City are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Farmer City mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

• Review your finances to find a payment you can afford.
• Improve your credit score if needed to qualify.
• Obtain pre-approval to shop for the home of your dreams.
• Secure a loan and purchase your new home!

When it comes to Farmer City, IL home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Farmer City Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Farmer City, IL Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Farmer City can work with all types of credit scores.

The Farmer City Bad Credit Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.

• Programs starting at 500 Scores (requires more money down)
• 560 credit score plus requires 10% down
• 580 credit score plus requires 3.5% down
• Bankruptcies, Foreclosures, Short Sales Okay
• Competitive rates (as set by the underwriting lenders)
• Gift Funds Allowed

Find your Bad Credit Mortgage near Farmer City, IL (888)416-0920.