Charlotte, TX Bad Credit Mortgage

The bad credit home loan in Charlotte, TX is a great choice for borrowers looking to buy a home with credit issues.  Most consumers with bad credit don’t think they can qualify for a home loan.  In most cases qualifying is closer than they think.  Credit reports and credit advice is free, get started by calling (888)416-0920.  Bad credit home loan experts are standing by near Charlotte, TX and ready to help.  Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across Charlotte are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2023 Charlotte mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

Mortgage Brokers offer Bad Credit Home Loans

When it comes to Charlotte, TX home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Charlotte Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Charlotte, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Charlotte can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Charlotte Bad Credit Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Bad Credit
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    Bad Credit Benefits in Charlotte, TX

    • Programs starting at 500 Scores (requires more money down)
    • 560 credit score plus requires 10% down
    • 580 credit score plus requires 3.5% down
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Competitive rates (as set by the underwriting lenders)
    • Gift Funds Allowed

    Find your Bad Credit Mortgage near Charlotte, TX (888)416-0920.

    Charlotte (/ˈʃɑːrlət/ SHAR-lət) is the most populous city in the U.S. state of North Carolina. Located in the Piedmont region, it is the county seat of Mecklenburg County. The population was 874,579 as of the 2020 census,[7] making Charlotte the 16th-most populous city in the U.S., the seventh most populous city in the South, and the second most populous city in the Southeast behind Jacksonville, Florida. The city is the cultural, economic, and transportation center of the Charlotte metropolitan area, whose 2020 population of 2,660,329 ranked 23rd in the U.S.[6] The Charlotte metropolitan area is part of a sixteen-county market region or combined statistical area with a 2020 census-estimated population of 2,846,550.[8]