Florida, Puerto Rico FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Florida, Puerto Rico home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Florida since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Florida consumers can keep their down payment in the bank with the help of the Florida, Puerto Rico FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Florida FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Florida, Puerto Rico and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Florida, Puerto Rico FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Florida, Puerto Rico Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Florida FHA wholesale and retail mortgage rates call (888)416-0920.  A Florida, Puerto Rico Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Florida, PR can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Florida FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Florida, Puerto Rico
Get Pre-Qualified Now

    FHA Benefits in Florida, PR

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Florida, PR (888)416-0920.

    Florida o la Florida[4]​ (denominación empleada sobre todo por hispanohablantes de EE. UU., así como cubanos y puertorriqueños, entre otros)[6]​ es uno de los cincuenta estados que, junto con Washington D. C. forman los Estados Unidos. Ubicado en la región meridional del país. Limita al occidente con el golfo de México y Alabama, al norte con Alabama y Georgia, al oriente con el océano Atlántico y al sur con el estrecho de Florida. Florida ocupa el puesto 22.º en cuanto a extensión y el tercero en cuanto a población.[7]​

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