Cayey, Puerto Rico FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Cayey, Puerto Rico home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Cayey since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Cayey consumers can keep their down payment in the bank with the help of the Cayey, Puerto Rico FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Cayey FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Cayey, Puerto Rico and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Cayey, Puerto Rico FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Cayey, Puerto Rico Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Cayey FHA wholesale and retail mortgage rates call (888)416-0920.  A Cayey, Puerto Rico Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Cayey, PR can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Cayey FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Cayey, Puerto Rico
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    FHA Benefits in Cayey, PR

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Cayey, PR (888)416-0920.

    Cayey es un municipio de unos 50 000 habitantes situado en el área central de Puerto Rico al suroeste de Caguas, Puerto Rico. La Sierra de Cayey obtiene su nombre de este pueblo. Cayey está repartida en 21 barrios y Cayey Pueblo, es el centro urbano y administrativo del Municipio de Cayey.

    Los barrios de Cayey son Pueblo, Beatriz, Cedro, Cercadillo, Culebras Alto, Culebras Bajo, Farallón, Guavate, Jájome Alto, Jájome Bajo, Lapa, Matón Abajo, Matón Arriba, Montellano, Pasto Viejo, Pedro Ávila, Piedras, Quebrada Arriba, Rincón, Sumido, Toíta y Vegas.

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