Alturas, CA Mortgage Company
Your go to mortgage company near Alturas, CA celebrating its 27th year in business. In order to assure consumers are finding the best Alturas mortgage rates it’s important to shop around. We encourage Alturas consumers to compare so they can see on paper how good we really are. It’s common misconception for Alturas borrowers to think popular lenders and banks offer a better mortgage. This couldn’t be further from the truth, always know our Alturas wholesale mortgage rates are lower. A wholesale rate equals a lower payment, saving thousands over the life of the mortgage. Work with a local mortgage company near Alturas, CA and enjoy the savings of a wholesale mortgage.
The Alturas, CA Mortgage Company with Options
When it comes to Alturas, CA home loan options we have them all. Every day Alturas welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a Alturas, CA home buyer grant to cover the down payment. Our fair and bruised credit borrowers like the Alturas FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Alturas, CA home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Alturas residents are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Mortgage experts near Alturas, CA are standing by and ready to help. Connect with a licensed Alturas home loan specialist, ask questions, see if you qualify, and get free quotes. Call Today (888)416-0920
Mortgage Company near Alturas, CA
We are the #1 rated mortgage company near Alturas, CA. Regardless of what a consumer thinks, Alturas, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Alturas, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Alturas, CA can work with all types of credit scores.
Get on the Path to a better home loan. We got your Back!
Find A Mortgage Company in Alturas, CA
Get Pre-Qualified Now
Mortgage Company Benefits in Alturas, CA
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find a Mortgage Company near Alturas, CA (888)416-0920.
Alturas (Spanish for “Heights”; Achumawi: Kasalektawi)[7] is a city and the county seat of Modoc County, California. Located in the Shasta Cascade region of Northern California, the city had a population of 2,715 at the 2020 census. Alturas is located at the confluence of the south and north forks of the Pit River, east of the center of Modoc County,[7] at an elevation of 4,370 feet (1,330 m).[5] Alturas is one of the largest cities in the region and a local economic hub.
Alturas occupies what was initially an Achumawi (Pit River) village known as Kosealekte[8] or Kasalektawi.[9] The city was initially known as Dorris Bridge or Dorris’ Bridge, named after Pressley and James Dorris, who built a bridge across the Pit River at this location.[7]