South Oroville, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for South Oroville, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like South Oroville since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better South Oroville consumers can keep their down payment in the bank with the help of the South Oroville, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

South Oroville FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near South Oroville, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to South Oroville, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, South Oroville, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between South Oroville FHA wholesale and retail mortgage rates call (888)416-0920.  A South Oroville, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in South Oroville, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The South Oroville FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in South Oroville, CA
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    FHA Benefits in South Oroville, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near South Oroville, CA (888)416-0920.

    South Oroville is a census-designated place (CDP) in Butte County, California, United States. The population was 5,742 at the 2010 census, down from 7,695 at the 2000 census.

    For all practical purposes, South Oroville is tied to Oroville proper. South Oroville contains a negligible number of businesses, and all residents are dependent on the commercial centers of Oroville, and sometimes Chico if they choose. In fact, there is no clear divide between South Oroville and the Oroville city limits. This also applies to Thermalito, Oroville East, and Palermo. Las Plumas High School is located in South Oroville, and most high school students go to school there.

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