Channel Islands Beach, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Channel Islands Beach, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Channel Islands Beach since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Channel Islands Beach consumers can keep their down payment in the bank with the help of the Channel Islands Beach, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Channel Islands Beach FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Channel Islands Beach, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Channel Islands Beach, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Channel Islands Beach, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Channel Islands Beach FHA wholesale and retail mortgage rates call (888)416-0920. A Channel Islands Beach, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Channel Islands Beach, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Channel Islands Beach FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Channel Islands Beach, CA
Get Pre-Qualified Now
FHA Benefits in Channel Islands Beach, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Channel Islands Beach, CA (888)416-0920.
Channel Islands Beach is an unincorporated community in Ventura County, California, United States consisting of three historic neighborhoods: Hollywood Beach, Hollywood by the Sea, and Silver Strand Beach. This densely populated narrow 1.3-mile-long strip (2.1 km) along the coastal edge of the Oxnard Plain was subdivided using the glamor of Hollywood to sell lots in the mid 1920s since the sand dunes had been used for movies.[5] Adjacent development has left this sandy beachfront neighborhood hemmed in by Channel Islands Harbor and Naval Base Ventura County.[6] The harbor mouth separates them into two communities resulting in a round-about travel route around the harbor between them although the Channel Islands Beach Community Services District provides local utilities services to the entire neighborhood.[7] The Special-purpose district has an elected Board of Directors which provides a forum for the unique concerns of the community.[7] Lying immediately adjacent but outside the corporate boundaries of the City of Oxnard and the City of Port Hueneme, they are governed by the county Board of Supervisors.
The population of this residential community was 3,103 at the 2010 census, down from 3,142 at the 2000 census. For statistical purposes, the United States Census Bureau has defined Channel Islands Beach as a census-designated place (CDP).