Mount Ida, AR Home Loan
Hundreds of home buyers across Mount Ida, Arkansas are ready to buy a home or refinance. Consumers shopping for mortgage rates should always get a minimum of two quotes. Knowing the difference between wholesale mortgage brokers and retail lenders or banks could save you thousands over the life of your Mount Ida home loan. When it comes to buying, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Mount Ida mortgage guidelines. Our mission is to get you approved and into the best home loan Mount Ida has to offer. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
Home Loan Options
When it comes to Mount Ida home loan options we have them all. Every day Mount Ida welcomes new home buyers while current residents refinance their homes.
Home Buyer Options
Home buyers with good credit are settling for our conventional loan with 3% down, some opt to keep the savings in the bank and get a grant to cover the down payment. Our fair and bruised credit borrowers like the FHA mortgage option, programs start with lower credit scores and FHA grant options are still an option pending FICO scores.
Refinancing Options
When it comes to refinancing your Mount Ida, AR home you have options. Rate and term, cash out, and debt consolidation are all common reasons to refinance a home. When mortgage rates drop consumers refinance to a lower rate to save on their payment. Some consumers who have adjustable rate mortgage loans refinance into a fixed rate. Those looking to pay off the mortgage faster will often refinance to a shorter term, example from a 30 year fixed rate to a 15 year fixed or even a 10 year fixed term. When consumers are feeling the stress of high interest credit card debt a debt consolidation refinance might be the right option. Paying off high interest debt into a low 30 year fixed rate makes for the ultimate stress reliever. Consumers are also taking cash from their equity to invest in other properties, take a well needed vacation, or even pay for college tuition. Home loan experts near Mount Ida, AR are standing by and ready to help. Connect with a licensed Mount Ida home loan specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Mount Ida, AR
When it comes to Mount Ida, AR home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Mount Ida Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Mount Ida, AR Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Mount Ida can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Mount Ida home loan team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with local home buyers and those looking to refinance. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
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Home Loan Benefits in Mount Ida, AR
- No Application Fee
- Wholesale mortgage rates
- A+ Rating with the BBB
- Refinance with Cash Out
- Grants for New Buyers
- 5 Star Excellent Rating
Find your Home Loan near Mount Ida, AR (888)416-0920.
In Greek mythology, two sacred mountains are called Mount Ida, the “Mountain of the Goddess”: Mount Ida in Crete, and Mount Ida in the ancient Troad region of western Anatolia (in modern-day Turkey), which was also known as the Phrygian Ida in classical antiquity and is mentioned in the Iliad of Homer and the Aeneid of Virgil. Both are associated with the mother goddess in the deepest layers of pre-Greek myth, in that Mount Ida in Anatolia was sacred to Cybele, who is sometimes called Mater Idaea (“Idaean Mother”),[1] while Rhea, often identified with Cybele, put the infant Zeus to nurse with Amaltheia at Mount Ida in Crete. Thereafter, his birthplace was sacred to Zeus, the king and father of Greek gods and goddesses.[2]
The term Ida (Ἴδη) is of unknown origin. Instances of i-da in Linear A probably refer to the mountain in Crete. Three inscriptions bear just the name i-da-ma-te (AR Zf 1 and 2, and KY Za 2), and may refer to mount Ida [3] or to the mother goddess of Ida ( Ἰδαία μάτηρ). In Iliad (Iliad, 2.821), Ἵδη (Ida) means wooded hill, and reminds the mountain worship in the Minoan mother goddess religion.[4] The name is related with the nymph Idaea, who according to Diodor was the mother of the ten Kuretes.[5] Idaea was also an epithet of Cybele. Romans knew Cybele as Magna Mater (“Great Mother”), or as Magna Mater deorum Idaea (“great Idaean mother of the gods”), equivalent to the Greek title Meter Theon Idaia (“Mother of the Gods, from Mount Ida”).[6] Proclus considered it as the “mount of the Ideas”, whence its etymology.[7]